Liability coverage is a benefit that is included with your membership.

Coverage is provided to your State Association and Members through the Commercial General Liability Policy issued to the National Organization of Coaches Association Directors.


Houston Casualty Insurance Company

Policy Period

August 1, 2016 – August 1, 2017

Limits of Insurance

  • $1,000,000: Each Occurrence
  • $1,000,000: General Aggregate
  • $1,000,000: Products/Completed Operations
  • $1,000,000: Personal & Advertising Injury
  • $300,000: Damage to Premises Rented to You
  • $50,000: Sexual Abuse (per member)
  • Excluded: Medical Payments
  • Educators Protection Plus (classroom coverage)

Camp Coverage

Today, most coaches are involved in some type of sports camps . Coverages such as General Liability and Accident Medical for your participants are available to all member coaches through your State Associations’ master policies . Please note that our current General Liability Program follows all members while working at camps and/or conducting their own personal camp.

Certificate of Insurance & Participant Accident

  • If you have a camp and require proof of insurance certificates are at no additional charge.
  • If you have a camp and require a certificate of insurance naming an Additional Insured the cost is $150.
  • Participant/Accident Coverage must be in place for all participants prior to the issuance of a certificate of insurance naming an Additional Insured.
  • Certificates of Insurance and Participant/Accident request forms are available through your State Association or online at


For any additional information, please contact us online or call us during office hours: (864) 388-2479.

You may also contact any of the following at Lommis & Lapann, Inc.:

Greg Joly –

Lori George –

Karen Boller –